Bike Insurance, who with and how much?

[GoodFoodGuyd]

I renewed my bike insurance today with Bennetts. They sent me the usual reminder about two weeks ago and I hadn't even looked at it. I opened it while having lunch today and thought whilst I am sat sitting I should give them a ring and renew. On the reminder I was quoted £346.88, this includes Bike Guard plus cover, Legal expenses cover and Personal accident cover. So with a chicken and sweetcorn and mayonnaise baguette in one hand and the phone in the other, I set about renewing............................
After speaking to lovely Tricia this is what I ended up with
Fully comprehensive,
Bike Guard plus,
Legal expenses,
Personal accident cover,
Helmet and Leathers cover ( textiles in my case)
All for £240.33
So why was I quoted £346.88 just to renew my existing policy when this policy is a new one???????
Bennetts couldn't answer me
Perhaps some of you can
Greg

[Dangerous_Dave]

That sounds like a good enough deal, wish I could say the same for mine.

£428 for third party only. Apparently doing only 1000 miles a year.

[russt1969]

£99.00 Carol Nash. TPFT & all in. Clothes abroad etc etc
Good getting old

[nomad]

I renewed my bike insurance today with Bennetts. They sent me the usual reminder about two weeks ago and I hadn't even looked at it. I opened it while having lunch today and thought whilst I am sat sitting I should give them a ring and renew. On the reminder I was quoted £346.88, this includes Bike Guard plus cover, Legal expenses cover and Personal accident cover. So with a chicken and sweetcorn and mayonnaise baguette in one hand and the phone in the other, I set about renewing............................
After speaking to lovely Tricia this is what I ended up with
Fully comprehensive,
Bike Guard plus,
Legal expenses,
Personal accident cover,
Helmet and Leathers cover ( textiles in my case)
All for £240.33
So why was I quoted £346.88 just to renew my existing policy when this policy is a new one???????
Bennetts couldn't answer me
Perhaps some of you can
Greg

the mysteries of insurance companies
had a customer ring his insurers for a quote on a new bike from the shop
when he had agreed to buy the bike he rang them back to take the quote and was given a cheaper price
20 minutes passed between the two calls
mad...

[Lumiya]

I get under £100 premiums with my GPz900R from Bennetts...

Totally to do with age......Not mine but the fact that the bikes counted as a classic

[boboneleg]

Being an old fart (officially now) I just insured my 950 Adventure for £125 fully comp with my NCB protected.

That was with Motorcycle Direct

[Raven]

I renewed my bike insurance today with Bennetts. They sent me the usual reminder about two weeks ago and I hadn't even looked at it. I opened it while having lunch today and thought whilst I am sat sitting I should give them a ring and renew. On the reminder I was quoted £346.88, this includes Bike Guard plus cover, Legal expenses cover and Personal accident cover. So with a chicken and sweetcorn and mayonnaise baguette in one hand and the phone in the other, I set about renewing............................
After speaking to lovely Tricia this is what I ended up with
Fully comprehensive,
Bike Guard plus,
Legal expenses,
Personal accident cover,
Helmet and Leathers cover ( textiles in my case)
All for £240.33
So why was I quoted £346.88 just to renew my existing policy when this policy is a new one???????
Bennetts couldn't answer me
Perhaps some of you can
Greg

Because they make it up as they go along....

[moon]

17€ a month TPFT + breakdown cover (+/-£160 a year) for a transalp here. AXA.

[Wee Jack]

KTM 990 - Fully Comprehensive with protected no claims - £94 - Tesco's insurance.

OLDFARTNESS rocks !!!

[GoodFoodGuyd]

I suppose it has a lot to do with the following factors
Age- 41
Value - £4999
Mileage per annum - 4k or below
Where stored
Security features
Job - Don't work
Limitations of use - I'm a stay at home dad, so no commute mileage
Type of policy - Fully comprehensive
Licence held for - 9 years
No claims bonus - 3 years on current bike
9 years in total
Protected - no
I look forward to growing old gracefully and enjoying the benefits............
Incontinence, misplacing my teeth, losing my hair, bus pass ( not if I still have the bike ), being able to fart in public. I do that now mind but the looks you get??????? I just say " What????? I'm pregnant, I'm allowed"