Bloody thieving gits!!

[Mabels Old Man]

I've just sold my DRZ so cancelled the policy which had just over six months to run. Had a nice letter this morning to say thank you, we've cancelled the policy however you don't get a rebate because of the cancellation fees.

Bloody thieves.

[ian porter]

I was in a similar position last year.

bought my daughter a scooter and insured it in my name until she'd done her CBT, when she had we got it insured in her name.

I called the insurance company to cancel my insurance and the fees were more than what I'd get back so I still ended up owing them money so in then end I didn't bother cancelling it and let it run it's course.

[GOG 007]

Agreed they are ! I just swopped the insurance from the Transalp to the BMW and was expecting to pay an increase in the premium, but Hastings also want a £25.00 fee to do the paper work, bloody robbers, not only do they get a bit of extra commission for the increase, but £25.00 on top, for a computta to produce the paper work.

[deskjetian]

I've just sold my DRZ so cancelled the policy which had just over six months to run. Had a nice letter this morning to say thank you, we've cancelled the policy however you don't get a rebate because of the cancellation fees.

Bloody thieves.

Are you prepared to say who were you insured with ?
Ian.

[pdsquire]

I've not tried insuring my bikes with FOOTMAN JAMES but they insure my 2.3litre Merc, parked on the street in London SE1 for £150p.a. and last week I had to swap my lodger for my sister as a named driver.

I had to wait a long time for the phone to be picked-up but the pay off was that when she answered, the woman was genuinely well-informed and helpful. I waited while she updated the policy, she asked me if there was anything else she could do...... and that was it! No premium, no administrative fee, no fuss or bother.

Now that's the sort of surprise I like. I nearly needed a sit-down!

[winxp-master]

Yeah there not all bad, we have a car through Motability and you also have to do the insurance with them and we have 3 named drivers so they'll always be someone to take my niece to appointments but we needed to add my uncle on for a recent trip as he was driving and instead of charging us for the months insurance (they dont do a week) at a cost of only £29 i may add, the guy just said i'll take one of the named drivers off for that week and put him on, no charge and i'll send the paperwork out.

Bleedin champion

Theres good and bad out there just like in all businesses i suppose.

[Whealie]

There are polices that allow flexibility and assume certain changes throughout the year. They price in those changes and make them free. Often people don't make as many changes as thought.

Other polices don't price in those changes so appear cheaper. Mainly people who never expect to change anything use those polices. They get far fewer changes than the other policies but they have nobody employed to administer them. That makes each change more expensive so they charge more for them.

Cheap insurance will always cost more in the end.

[boboneleg]

I've just changed my car and before I changed the insurance I asked how much I would get back if I cancelled (and went elsewhere). I have used less than 4 months of the term so they would give me £55.00 back out of a premium of £352.67

Insurance companies are just one step higher out of the cesspit than bankers

[pdsquire]

Insurance companies are just one step higher out of the cesspit than bankers

Is that quite fair? Sohoeasy of this parish has been provided with free legal assistance to sue the bloke who hit him and should recover a good sum in damages that a skip-lorry driver could never afford to pay him.

And a chap close to me more or less paralysed from the chest down would be living without a speck of the dignity insurers have provided if he was dependent on the State or what the rugby club where he was injured could pay.

Not a popular view perhaps, but I though someone had to say it...

[Warthog]

As frustrating and stereotypical these experiences are, I should point out that it is not until you loose the services of your modern UK insurance company that you suddenly realise what they have to offer.

Insurance is a newmarket here and has 1% of the potential customer market than the UK, if not less. So:

No multibike policies
No legal cover
Dubious NCB system

OK admittedly my premium is not very high at about £50-40 each pa. However, that is only TPO insurance. Until now I've only ever had TPFT minimum!!!!

So why now?

"We can only insure your Ural fully comp if it has an alarm"

Unfortunately, my Estonian does not yet allow me to say
"but it is as desirable to a would be theif as genital warts and weights 400kg!?!"

Similarly:
"We will only give your TA Fully Comp insurance if it is less than 5 years old"

Unfortunately, my Estonian does not yet allow me to say
"but the whole point of your company is to make money by taking mine. The less risk to my bike, the less risk to your coffers. How is a 17 year old turquoise TA a major theft risk in a country obsessed with image, labels and material gain, you stupid ****************!?!"

So UK insurance haters: look on the bright side.

PS. My Almax(es) are my new best friends....