Just stumbled across this thread and thought I could help
I'm a corporate insurance broker and do the insurances for RoSPA/RoADAR so fingers crossed that should be sufficient experience/qualification to assist.
From an insurance stance as long as it is clearly defined as being a suggested route only (this negates any issues if road surfaces are deemed dangerous), that all riders are to have their own insurances in place for a minimum of £250,000 Public Liability in accordance with the Road Traffic Act (i.e. Third Party Only cover more than meets this requirement), and then the usual disclaimer not accepting any liability...etc This SHOULD be sufficient from an insurance perspective, however from a legal stand point I wouldn't like to comment.
Hope this assists and looking forward to meeting some of you guys. My first XRV event so should be good!
Adam



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